Car & Motor Vehicle Accident Lawyers in Halifax & Annapolis Valley
A motor vehicle accident occurs when a car, truck or bus hits another vehicle, a pedestrian, or an object. Car accidents have severe consequences, including damage, injury, and death, all of which are likely to cost someone a lot of money.
Car, Truck & Motorcycle accidents happen every day in Nova Scotia, whether its due to poor road conditions, due to an automotive malfunction or because there are more careless drivers on our roads. If you or a loved one were involved in this type of accident, our motor vehicle accident lawyers in Halifax would help you get the best compensation for your case.
If you were in an accident involving a motor vehicle or hit by any type of vehicle, we have experience in dealing with these claims.
What Accidents are Considered as Motor Vehicle Accidents?
- ATV Accidents
- Boating Accidents
- Car Accidents
- Motorcycle Accidents
- Truck Accidents
“Minor Injury” Accidents in Nova Scotia
If your accident occurred in Nova Scotia, the government has limited the amount you can recover if your injury is considered a “minor injury”. Do not assume that your injury is “minor” even if that is what you are being told by the insurance company.
What Insurance Benefits are Available for Car Accidents in Nova Scotia?
When you are in a motor vehicle or pedestrian accident, there are a number of different types of insurance that you may have access to in order to help you out with expenses. If you are not sure what’s the type of coverage you are entitled to, don’t hesitate to talk to your car accident lawyer.
Nova Scotia has an Insurance Act. This statute passed by the provincial legislature mandates the various coverages and types of insurance that applies to Nova Scotians. In a typical policy, for anyone who owns or operates a motor vehicle, there are 4 types of coverage.
Section A – Injured at the Fault of Another
This section applies when you were injured at the fault of another, and it allows you to claim against the other driver’s Section A insurance for injuries and damages caused by him or her. In Nova Scotia, the minimum coverage for any motor vehicle insurance policy is $500,00. Most people should have more than the minimum, and typically a policy will carry protection for damages up to $2,000,000.
Section B – Compensation for Medical Expenses & Lost Wages
Known as First Person or No-Fault Car Accident Insurance, section B are mandatory coverages that apply to every policy in the same fashion across the province of Nova Scotia.
These coverages will apply to you if you have been injured, whether you were at fault for the accident or not. It also applies to:
- Any passengers in the insured vehicle
- Pedestrians who are hit by an insured vehicle
- Dependents and family members who were occupants of other vehicles
These minimum benefits are:
- Up to $250 per week in income loss
- Up to $50,000 for medical coverages, treatments, and rehabilitation that you have had to access because of the injuries occasioned by the motor vehicle accident
Section C – Vehicle & Property Damage
It covers damages done to your vehicle, regardless of who is at fault for the accident. This coverage under your motor vehicle insurance policy is entirely optional, meaning that an owner or driver of a motor vehicle does not need to have this coverage in order to meet the legal minimum insurance coverage.
Section D – Injured by Unidentified or Uninsured Driver
Section D of the Insurance Act covers the situations where you are involved in an accident, and the at-fault party doesn’t have insurance or can’t be identified. This situation doesn’t arise often, but if it does, you can access Section D of your own vehicle’s policy as if your policy was there to cover and represented the individual who was at fault for the accident.
Speak with a Car Accident Lawyer in Halifax, NS
Generally speaking, anyone injured in a motor vehicle accident is entitled to receive benefits to help them financially with their therapy cost. If you were injured as a result of a motor vehicle accident and want to file a claim, contact us to set up a free, no-obligation consultation at our Halifax office or any of our three locations.
If your injuries prevent you from coming to us, then don’t worry. Our lawyers would be happy to come to you!