Car & Motor Vehicle Accident Lawyers in Halifax & Annapolis Valley

What Accidents are Considered as Motor Vehicle Accidents?

• ATV Accidents
• Boating Accidents
• Car Accidents
• Motorcycle Accidents
• Truck Accidents

Our lawyers handle many types of motor vehicle related accidents. Whether you were in a vehicle, on a bicycle or were a pedestrian in an accident we can help.

“Minor Injury” Accidents in Nova Scotia

If your accident occurred in Nova Scotia, the government has limited the amount you can recover if your injury is considered a “minor injury”. Do not assume that your injury is “minor” even if that’s what you’re being told by the insurance company.

What Insurance Benefits are Available for Car Accidents in Nova Scotia?

When you are in a motor vehicle or car-pedestrian accident, there are a number of different types of insurance that you may be entitled to access. If you are unsure of the type of coverage you are entitled to, don’t hesitate to talk to one of our motor vehicle accident lawyers.

Nova Scotia has an Insurance Act. This statute passed by the provincial legislature mandates the various types of insurance and coverage that apply to Nova Scotians. In the standard auto policy, for anyone who owns or operates a motor vehicle, there are 4 types of coverage.

Section A – Injured at the Fault of Another

This section (referred to as PLPD or Public Liability and Property Damage) applies when you were injured at the fault of another person. You may bring a claim against the other driver’s Section A insurance for injuries and damages caused by him or her. In Nova Scotia, the statutory minimum coverage for any motor vehicle insurance policy is $500,000.00. Most people should have more than the minimum, and typically a policy will carry protection for $1,000,000 or more.

Section B – Compensation for Medical Expenses & Lost Wages

Known as First Person or No-Fault Car Accident Insurance, Section B provides income and medical expenses coverage regardless of fault for the accident. This applies to every auto policy in the same fashion across the province of Nova Scotia.

This coverage will apply to you if you have been injured, whether you were at fault for the accident or not. It applies to:

• The driver and any passengers in the insured vehicle
• Pedestrians who are injured by an insured vehicle

The most commonly accessed benefits include:

• Up to $250.00 per week in income loss
• Up to $50,000.00 over a (usual) maximum period of 4 years, for medical expenses, treatments, and rehabilitation that are as a result of the injuries sustained from the motor vehicle accident.

Section C – Vehicle & Property Damage

This section covers damages done to your vehicle, regardless of who is at fault for the accident. This coverage under your motor vehicle insurance policy is entirely optional, meaning that an owner or driver of a motor vehicle does not need to have this coverage in order to meet the statutory legal minimum insurance coverage.

Section D – Injured by Unidentified or Uninsured Driver

Section D of the Insurance Act covers the situations where you are involved in an accident, and the at-fault party doesn’t have insurance or can’t be identified. This situation doesn’t arise often, but if it does, you can access Section D of your own vehicle’s policy. In this way, your policy is there to cover the claims that would have otherwise been paid for by the at-fault party’s insurance.

Speak with a Car Accident Lawyer in Halifax, NS

Generally speaking, anyone injured in a motor vehicle accident is entitled to receive benefits to help cover their costs of treatment. If you were injured as a result of a motor vehicle accident and want to file a claim, contact us to set up a free, no-obligation consultation at our Halifax office or any of our three locations.

If your injuries prevent you from coming to us, then don’t worry, our lawyers would be happy to come to you!