Personal Injury & Insurance Lawyers in Halifax & Annapolis Valley, NS
A personal injury & insurance claim is the legal measure you can begin in common law legal systems like the one in Canada. It may be applicable to you if you have been hurt in an accident or suffered a financial loss resulting from the fault of another or some type of negligence. By following this legal process, you may be able to obtain compensation from another party who was responsible for your injury or financial loss.
In Nova Scotia, you can file a personal injury claim if you or a loved one were involved in any kind of accident that:
- Resulted in physical and financial damage
- You can prove that the accident was caused wholly or partly by somebody else
- Happened within the last 2 years
Type of Personal Injury & Insurance Claims We Handle
Dealing with an injury or insurance claim can be a frustrating process. No one expects to get hurt and in simply throws a wrench into your life and future plans. You may miss certain events that you had coming up or aren’t able to perform all of your normal activities now. We understand this and the impact the accident you’ve experienced has on your life and the lives of your family and those closest to you.
At Kimball Law, our personal injury & insurance lawyers in Halifax and the Annapolis Valley, we will fight to get you the compensation you deserve in the following claims:
- Car Accidents
- Insurance Claims
- Motor Vehicle Accidents
- Pedestrian Accidents
- Bicycle Accidents
- Slip and Fall
- Disability & Long Term Disability Claims
- Canada Pension Plan
- Fatal & Serious Injury
- Fire and Property Damage Claims
How do I Know if I Have a Personal Injury Claim?
Anyone who was injured in an accident at the fault of another can make a personal injury or & insurance claim. In some cases, even if you were partially at fault, there may be something you can do. One of the best ways to know if you have a case is by checking how severe your injuries or damages were. Many accidents cause injuries or some financial loss, but this doesn’t mean everyone is going to be able to file a claim.
If you were seriously injured in an accident, make sure to gather all the medical evidence and proofs you can in order to support your case. As you can imagine, each situation is different and determining what you may be able to claim in compensation requires talking with a good personal injury & insurance lawyer.
What Affects the Outcome in Your Personal Injury & Insurance Claims in Halifax?
Insurance companies sell many different products with many different types of coverages. When you file a claim, whether it be after an injury or otherwise, the insurer reviews the claim in a well designed process to validate the claim. They attempt to do this in an objective light. However, seldom can it be entirely objective as the adjusters are employed by for-profit insurance institutions with their own claim adjustment processes.
This can lead to discrepancies between what insurance companies agree to pay and what you believe you deserve compensation for. Many times, clients are looking to be compensated as much as the injury has cost them and their family out of pocket in wage losses and medical expenses. In other circumstances, insurers don’t pay anything at all.
Although this response can be very unsettling, it is based on some general patterns as to how much insurance companies will agree to pay. Some of those factors are:
Your injuries: if your injuries are serious they would implicate more medical expenses and other damages, which generally lead to higher payouts.
The at-fault party’s insurance policy: in this case, the insurance company won’t offer settlements over the policy limits.
How Long Does a Personal Injury Case Take in Nova Scotia?
Legal claims for compensation are rarely settled quickly unless there are minimal damages. But a quick settlement, especially for personal injuries, is not always in your best interest. Recovery may be slow and suffering permanently. In a personal injury & insurance case, many factors come into play. Generally speaking, the process could take between 6 months to several years, depending on its complexity.
During this period, your personal injury lawyer and the insurance company will gather facts and evidence to support your case. After this process, both parties will attempt a settlement, but if they don’t reach it, they could file a lawsuit.
How Much Will I Get from My Personal Injury Claim?
Depending on how severe your injuries or illness were, your life will be affected. When pursuing a claim, the insurance companies will assess every aspect of your case to make sure you receive fair compensation. Furthermore, they have to take in consideration:
- Any loss to your future income
- Physiological damage
- Any medical expenses cost or rehabilitation programs
- Time off work and any lost earnings
Get a Personal Injury & Insurance Lawyer in Halifax
If you have suffered an injury or loss, you need independent legal advice. The Personal Injury & Insurance Lawyers at Kimball Law have successfully litigated cases at every level of court, including the Supreme Court of Canada. No matter what your loss or injury, you may be entitled to compensation and we work for obtaining results for our clients.
Why choose Kimball Law for your Injury or Insurance Claim matters?
Legal claims are rarely settled quickly unless damages are minimal. Quick settlements are usually not in the client’s best interest. Many clients that come to us, initially, do not want to go to trial. Sometimes this is due to the lengthy process which may put financial stress on them in their difficult and stressful time. In other instances, a settlement offer may be perceived as the safest and best course of action.
Sometimes cases can be settled out of court to the client’s satisfaction. Other times the matter must be pushed to the courtroom. At Kimball Law, we take a 2-track approach so that valuable time and money is not lost in resolving your claim.
In a perfect world, you wouldn’t need a lawyer, but if you have suffered an injury or loss, you need independent legal advice. We have a dedicated team of experienced lawyers and staff and emphasize obtaining results for our clients.
What about Fees?
For motor vehicle accidents, other personal injury claims, fatal injury and insurance claims, we offer a free, no obligation consultation. We have three locations to serve you, and if necessary, we can come to you. Call us today at 1-902-542-5757 to set up your appointment.
In many cases, at your option, a contingency fee arrangement is available. This means there are no legal fees unless your case is resolved successfully and then the legal fees are limited to a fixed percentage.
Do I have a claim?
If you have suffered a physical injury or incurred a financial loss that is the fault of someone else, chances are you have a claim for compensation. Some typical cases are motor vehicle accidents, slip and falls on public or business premises, or you may have your property damaged. Professional services of many kinds can result in financial loss or personal injury. Or perhaps you have a loss and disability insurance or fire insurance will not respond. The simple solution: See a lawyer!
Is my claim a "Cap" case?
In Nova Scotia, minor injuries that are the result of a motor vehicle accident are limited under the Insurance Act and Regulations. Do not assume that your injuries are limited by the Cap legislation, even if that is what you are being told. Even if you suffered a sprain, strain or whiplash associated disorder, you may be outside of the Cap.
How do I get legal advice?
We provide a no cost initial consultation to discuss your personal injury claim or consider compensation for a financial loss caused by another person, corporation or institution. If you believe your circumstances fit this criteria, don’t hesitate to schedule an appointment with us by filling out our free case consultation form. You can call us by phone, write us via our site here. We have three locations to serve you and, if necessary, can arrange a house call or meet at another location.
How long will it take?
Legal claims for compensation are rarely settled quickly unless there are minimal damages. A quick settlement is not always in the client’s best interest, especially for personal injuries. Recovery may be slow and suffering permanent. Still, most clients want a time estimate and Kimball Law recognizes this fact. Remember, your adversary will take advantage of every weakness, and time can be on the wrong side.
Can I make a settlement?
The whole purpose of advancing a claim for personal injury or financial loss is to obtain compensation. So, if a reasonable and satisfactory settlement is possible, that is the answer. We recommend you obtain legal advice prior to agreeing to any settlement directly with an insurance company.
Kimball Law believes in a two-track system in personal injury and financial loss cases. This means that we prepare for courtroom litigation while pursuing all avenues of settlement. This way, no time is lost if the adversary refuses sensible offers.
How much will it cost?
At Kimball Law, we provide a In-The-Know approach. It is never easy to determine the ultimate cost of a legal case, but that does not mean your financial obligation cannot be estimated. If we think your claim has legal merit, we will consider a “contingency fee” arrangement. This means there are no legal fees unless your case is successful. Then a percentage of the recovery is paid to the lawyer. Disbursements (actual expenses) are a separate matter and are payable regardless of your success. We discuss any major expenses with you before you are charged.
What are the risks involved pursuing my claim?
All claims for compensation and litigation carry risks. There are three problem areas. First – out of pocket expense that must be spent to carry the claim. Second – legal fees. Third – costs that can be awarded by the court against an unsuccessful claimant. Kimball Law will review all of these items and let you know where you stand on the financial risks of suing.
What should I do if I am in an accident?
- If there are any injuries, call 911 for an ambulance
- If traffic will be blocked by the accident vehicles or you believe a crime has been committed, call 911 for the police
- Stay at the scene of the accident
- Obtain the other driver’s insurance and contact information
- Obtain any witnesses’ contact information
- Report the accident to your insurance company
- Seek medical attention and follow the doctor’s advice
- Do not give a statement to the other driver’s insurance company
- And most importantly, see a lawyer!
Have you been injured?
If you have been injured and aren’t sure what to do next, there’s a couple of things we can show you. First, we offer resources for learning about what you should do after you’ve been hurt and what that entails.
Do not speak to a doctor or anyone from the insurance company before you see a lawyer specializing in personal injury and insurance claim matters.
If you have been injured in an accident, regardless of who you believe is to blame…
- Dog bites
- Car accidents
- Truck accidents
- Motorcycle accidents
- Pedestrian accidents
- ATV accidents
- Boating accidents
- Property Damage
- Fire Damage
- Slip & Fall / Trip & Fall
- Serious and Fatal Injuries
- Disability Claims
- Wrongful Dismissal